Muthoot Fincorp Business Overview
Incorporated in 1997, Muthoot Fincorp Limited is a prominent non-deposit-taking NBFC company in India. The firm focuses on providing various financial services, such as personal and business loans against pledging gold ornaments and jewellery. Moreover, the firm operates 3,757 branches in 25 states, including the Andaman and Nicobar Islands and Delhi.
As of September 30, 2025, the firm has about 35.38 lakh gold loan accounts in its gold loan portfolio. Its product portfolio includes a diverse range of gold loan products, including Muthoot Blue Guide Gold Loans, Muthoot Blue Bright Gold Loan, Muthoot Blue Power Gold Loan, Muthoot Blue Bigg Gold Loan, and Muthoot Blue Smart Gold Loan 24×7 Express Gold Loan. Apart from gold loans, the firm also offers foreign exchange and money transfer services.
Muthoot Fincorp NCD Tranche II March 2026 Details
| NCD Issue Open | March 13, 2026 |
| NCD Issue Close | March 23, 2026 |
| Issue Size (Base) | ā¹200 Crores |
| Tranche Issue Size | ā¹600 Crores |
| Issue Size (Shelf) | ā¹3,000 Crores |
| Tranche Number | 2 |
| Price Band | ā¹1000 per NCD |
| Interest Rate | Up to 9.10% ** (Annually) |
| Minimum Investment | 10 Bonds (ā¹10,000) |
| Listing on | BSE Platform |
| Tenor | 24, 36, 60, and 72 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
NCD Rating
| Rating Agency | NCD Rating |
| Crisil Ratings Limited | AA-/ Positive |
| Brickwork Ratings India Private Limited | AA/ Stable |
Muthoot Fincorp NCD Tranche II March 2026 Promoters
- The promoters of the company are Thomas John Muthoot, Thomas George Muthoot and Thomas Muthoot.
How to Apply Muthoot Fincorp NCD Tranche II March 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
Muthoot Fincorp NCD Review
- May Apply
Muthoot Fincorp NCD Tranche II March 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 24 Months | Monthly | 8.37% | 8.70% |
| 2 | 36 Months | Monthly | 8.52% | 8.85% |
| 3 | 60 Months | Monthly | 8.65% | 9.00% |
| 4 | 72 Months | Monthly | 8.75% | 9.10% |
| 5 | 24 Months | Annual | 8.70% | 8.69% |
| 6 | 36 Months | Annual | 8.85% | 8.84% |
| 7 | 60 Months | Annual | 9.00% | 8.99% |
| 8 | 72 Months | Annual | 9.10% | 9.09% |
| 9 | 24 Months | Cumu. | NA | 8.70% |
| 10 | 36 Months | Cumu. | NA | 8.85% |
| 11 | 60 Months | Cumu. | NA | 9.00% |
| 12 | 72 Months | Cumu. | NA | 9.10% |
Muthoot Fincorp NCD Allocation Ratio
| Category | Allocation |
| Institutional | 10% |
| Non-Institutional | 20% |
| HNI | 40% |
| Retail | 30% |
Muthoot Fincorp NCD Tranche II March 2026 Lead Manager
- Nuvama Wealth Management Ltd.
Muthoot Fincorp NCD Tranche II March 2026 Allotment Status
- Muthoot Fincorp NCD issue allotment is available on the Integrated Registry.
Muthoot Fincorp NCD Tranche II March 2026 Registrar
Integrated Registry Management Services Pvt. Ltd.
Phone: 044 – 28140801 to 28140803
Email: yuvraj@integratedindia.in
Website: https://www.integratedregistry.in/registrarstosta.aspx?od=1
Company Information
Muthoot Fincorp Ltd.
Muthoot Centre,
TC No 27/3022,
Punnen Road,
Thiruvananthapuram, Kerala, 695001
Phone: +91 471 491 1550
Email: cs@muthoot.com
Website: https://www.muthootfincorp.com/
