Kosamattam Finance Business Overview
Among the many prominent non-bank financial businesses (NBFCs) engaged in the gold lending industry, Kosamattam Finance Limited stands out. Kosamattam Finance is a subsidiary of the Kosamattan Group, which is managed by Mathew K. Cherian.
The company is based in Kottayam, Kerala. They provide loans by accepting household jewelry as collateral. Their services are available to businessmen, vendors, traders, farmers, employees, and families in Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Maharashtra, Delhi, Gujarat, Telangana, and Puducherry.
There are 986 stores of the company in Andhra Pradesh, Delhi, Maharashtra, Gujarat, Uttar Pradesh, Telangana, Kerala, and the Union Territory of Puducherry.
Kosamattam Finance NCD February 2026 Details
| NCD Issue Open | February 9, 2026 |
| NCD Issue Close | February 23, 2026 |
| Issue Size (Base) | â‚ą100 Crores |
| Overall Issue Size | â‚ą200 Crores |
| Price Band | â‚ą1000 per NCD |
| Interest Rate | Up to 10.41% ** (Annually) |
| Minimum Investment | 10 Bonds (â‚ą10,000) |
| Listing on | BSE Platform |
| Credit Rating | A/Stable by India Ratings & Research Private Limited |
| Tenor | 15, 24, 36, 42, 50, 60 and 84 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
Kosamattam Finance NCD February 2026 Promoters
- The promoters of the company are Mathew K. Cherian, Laila Mathew.
How to Apply Kosamattam Finance NCD February 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
Kosamattam Finance NCD Review
- May Apply
Kosamattam Finance NCD February 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 15 Months | Cumu. | NA | 8.00% |
| 2 | 24 Months | Monthly | 8.50% | 8.84% |
| 3 | 36 Months | Monthly | 9.00% | 9.38% |
| 4 | 36 Months | Cumu. | NA | 9.25% |
| 5 | 42 Months | Monthly | 9.75% | 10.20% |
| 6 | 50 Months | Cumu | NA | 10.22% |
| 7 | 60 Months | Monthly | 10.00% | 10.47% |
| 8 | 84 Months | Cumu | NA | 10.41% |
Kosamattam Finance NCD Allocation Ratio
| Category | Allocation |
| Institutional | -% |
| Non-Institutional | -% |
| HNI | -% |
| Retail | -% |
Kosamattam Finance NCD February 2026 Lead Manager
- Vivro Financial Services Pvt.Ltd.
Kosamattam Finance NCD February 2026 Allotment Status
- Kosamattam Finance NCD issue allotment available on Kfintech.
Kosamattam Finance NCD February 2026 Registrar
Kfin Technologies Ltd.
Phone: 04067162222, 04079611000
Email: [email protected]
Website: https://ipostatus.kfintech.com/
Company Information
Kosamattam Finance Ltd.
Kosamattam City Centre,
Floor Number 4th & 5th, T.B Road,
Kottayam, Kerala, 686001
Phone: 91 481 258 6400
Email: [email protected]
Website: https://www.kosamattam.com/
