OnEMI Technology (Kissht) IPO Details
| IPO Open Date | April 30, 2026 |
| IPO Close Date | May 5, 2026 |
| Face Value | ā¹1 Per Equity Share |
| IPO Price Band | ā¹162 to ā¹171 Per Share |
| Issue Size | Approx ā¹926 Crores |
| Fresh Issue | Approx ā¹850 Crores |
| Offer for Sale: | Approx 44,39,788 Equity Shares |
| Issue Type | Book build Issue |
| IPO Listing | BSE, NSE |
| DRHP Draft Prospectus |  |
| RHP Draft Prospectus | |
Kissht (OnEMI Technology) IPO Review & Key Points
- Review: Neutral
Kissht IPO Market Lot
The Kissht IPO minimum market lot is 87 shares with ā¹14,877 application amount. The retail investors can apply up-to 13 lots with 1,131 shares of ā¹1,93,401 amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 1 | 87 | ā¹14,877 |
| Retail Maximum | 13 | 1,131 | ā¹1,93,401 |
| S-HNI Minimum | 14 | 1,218 | ā¹2,08,278 |
| S-HNI Maximum | 67 | 5,829 | ā¹9,96,759 |
| B-HNI Minimum | 68 | 5,916 | ā¹10,11,636 |
IPO Reservation
| Investor Category | Share Offered | Shares (%) |
| Anchor Investor | 1,62,44,216 Shares | -% |
| QIB (Ex. Anchor) | – Shares | 50% |
| NII Shares Offered | – Shares | 15% |
| Retail Shares Offered | – Shares | 35% |
Kissht IPO Anchor Investors
| Anchor Bidding Date | April 29, 2026 |
| Anchor Investors List | |
| Shares Offered | 1,62,44,216 Shares |
| Anchor Size | 277.78 Cr. |
| lock-in period end date 50% shares (30 Days) | June 5, 2026 |
| lock-in period end date 50% shares (90 Days) | August 4, 2026 |
Kissht (OnEMI Technology) IPO Dates
The Kissht IPO date is April 30 and the close date is May 5. The Kissht IPO allotment will be finalized on May 6 and the IPO listing on May 8.
| IPO Open Date: | April 30, 2026 |
| IPO Close Date: | May 5, 2026 |
| Basis of Allotment: | May 6, 2026 |
| Refunds: | May 7, 2026 |
| Credit to Demat Account: | May 7, 2026 |
| IPO Listing Date: | May 8, 2026 |
| IPO Bidding Cut-off Time: | May 5, 2026 – 5 PM |
Promoters and Holding Pattern
The promoters of the company are Ranvir Singh and Krishnan Vishwanathan.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 11,87,75,420 | 32.30% |
| Promoter Holding Post Issue | 16,84,83,022 | 23.33% |
Objects of the Issue & Utilisation of Proceeds
| Purpose | Crores |
| Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of our Subsidiary, Si Crevaās, business | ā¹637.50 |
| General Corporate Purpose | ā¹- |
About Kissht (OnEMI Technology Solutions) IPO
OnEMI Technology Solutions Limited was incorporated in 2016 and is a digital lending company in India. It provides quick and easy loans through its mobile app to meet both personal and business needs.
The company runs two platforms: Kissht, which is used for digital loans, and Ring, which is a payments app. It also helps online and offline merchants offer easy EMI options to their customers.
Loans are disbursed and managed through its NBFC partner, Si Creva Capital Services, which takes care of KYC, loan approval, and EMI collections.
Kissht IPO Company Financial Report
Amount ā¹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ā¹1,001.51 | ā¹977.55 | ā¹27.67 | ā¹1,275.20 |
| 2024 | ā¹1,700.30 | ā¹1432.86 | ā¹197.29 | ā¹1,796.53 |
| 2025 | ā¹1,352.69 | ā¹1136.42 | ā¹160.62 | ā¹2,701.10 |
| Dec 2025 | ā¹1,583.93 | ā¹1,317.49 | ā¹199.27 | ā¹3,568.78 |
Kissht IPO Valuation – FY2025
Check Kissht IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | -% |
| ROCE: | -% |
| EBITDA Margin: | -% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ā¹33.09 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 17.74% |
| Net Asset Value (NAV): | ā¹187.58 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| Bajaj Finance Limited | 26.89 | 32.73 | 19.19% | 155.60 | 69,724.78 Cr. |
| Cholamandalam Investment & Finance Company Limited | 50.72 | 29.31 | 19.71% | 281.45 | 26,152.76 Cr. |
| HDB Financial Services Limited | 27.40 | 27.26 | 14.72% | 198.80 | 16,300.28 Cr. |
| SBI Cards & Payment Services Limited | 20.15 | 39.61 | 14.82% | 144.86 | 18,637.15 Cr. |
IPO Lead Managers aka Merchant Bankers
- JM Financial Ltd.
- HSBC Securities & Capital Markets (India) Pvt. Ltd.
- Nuvama Wealth Management Ltd.
- SBI Capital Markets Ltd.
- Centrum Capital Ltd.
Company Address
OnEMI Technology Solutions Ltd.
10 th Floor,
Tower 4,
Equinox Park, LBS Marg, Kurla (West),
Mumbai, Maharashtra, 400070
Phone: +91 22 6947 5600
Email: compliance@kissht.com
Website: http://www.kissht.com/
IPO Registrar
Kfin Technologies Ltd.
Phone: 04067162222, 04079611000
Email: kissht.ipo@kfintech.com
Website: https://ipostatus.kfintech.com/
Kissht (OnEMI Technology) IPO FAQs
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Note: The Kissht IPO price band and date are officially announced. The (Kissht IPO grey market premium) will be added to the IPO GMP page as it will start).
