What is the GMP of OnEMI Technology IPO today?

The Grey Market Premium (GMP) for OnEMI Technology IPO is currently ₹27. With an upper price band of ₹171, the estimated listing price is ₹198 per share, reflecting an expected listing gain of ~15.79%. Grey market premiums can fluctuate based on market sentiment and subscription demand.

What is the price band and lot size for OnEMI Technology IPO?

The price band for OnEMI Technology IPO is ₹162 to ₹171 per equity share. The minimum lot size is 87 shares, which requires a minimum retail application investment of ₹14,877.

What are the important dates for OnEMI Technology IPO?

OnEMI Technology IPO opens for subscription on 2026-04-30T00:00:00 and closes on 2026-05-05T00:00:00. The basis of allotment is scheduled for 2026-05-06T00:00:00, and shares are expected to list on 2026-05-08T00:00:00 on BSE, NSE.

How can I check the allotment status for OnEMI Technology IPO?

You can check OnEMI Technology IPO allotment status on the registrar's official portal (KFin Technologies Limited) or through the official BSE and NSE IPO allotment status pages using your PAN number or Application number.

How to apply for OnEMI Technology IPO?

Investors can apply for OnEMI Technology IPO online through ASBA (Application Supported by Blocked Amount) via their internet banking account, or via UPI using authorized stockbroking platforms like Zerodha, Groww, Angel One, and Upstox.

When does the OnEMI Technology IPO open and close?

The IPO opens on 30 Apr 2026, and closes on 5 May 2026.

What is OnEMI Technology IPO price band?

The issue price band is ₹162.00 to ₹171.00 per equity share.

What is the OnEMI Technology IPO lot size?

The minimum lot size is 87 shares per application.

What is the OnEMI Technology IPO allotment date?

The allotment is scheduled on 6 May 2026.

OnEMI Technology IPO Details - Dates, Price Band, Issue Size

All IPOs

Issue Size

926.00 Cr

Price Band

₹162.00 - ₹171.00

Lot Size

87 Shares

Min Investment

₹14,877

GMP

₹27

Subscription

9.96x

₹6,458.18 Cr

30 Apr 2026

IPO Opens

COMPLETED

05 May 2026

IPO Closes

COMPLETED

06 May 2026

Basis of Allotment

COMPLETED

07 May 2026

Refunds

COMPLETED

07 May 2026

Demat Credit

COMPLETED

08 May 2026

Listing

COMPLETED

IPO Timeline

IPO OpensDONE

30 Apr 2026

IPO ClosesDONE

05 May 2026

Basis of AllotmentDONE

06 May 2026

RefundsDONE

07 May 2026

Demat CreditDONE

07 May 2026

ListingDONE

08 May 2026

About OnEMI Technology IPO

OnEMI Technology (Kissht) IPO open date is April 30, 2026 and the IPO will close on May 5, 2026. Kissht IPO is a Book build Issue. The company to raise around ₹926 crores via IPO that comprises fresh issue of ₹850 crores and offer for sale up to 44,39,788 equity shares with face value of ₹1 each.

Kissht (OnEMI Technology) IPO price band is ₹162 to ₹171 per share. The retail quota is 35%, QIB is 50%, and HNI is 15%. Kissht IPO to list on BSE, NSE on May 8, 2026. The allotment of Kissht IPO date is May 6, 2026.

The company reported revenue of ₹1,352.69 crores in 2025 against ₹1,700.30 crores in 2024. The company reported profit of ₹160.62 crores in 2025 against profit of ₹197.29 crores in 2024. As per the financials the IPO investors should apply the IPO for a long term.

IPO Details

OnEMI Technology IPO Details and Specifications
IPO Date	30 Apr 2026 to 05 May 2026
Face Value	₹1 Per Share
Price Band	₹162.00 - ₹171.00
Lot Size	87 Shares
Total Issue Size	Approx 926.00 Cr 5,41,47,390 Equity Shares
Fresh Issue	Approx 850.00 Cr 4,97,07,602 Equity Shares
Offer for Sale	Approx 76.00 Cr 44,39,788 Equity Shares
Retail Portion	35%
Sale Type	Offer for sale, Fresh Issue
Issue Type	Bookbuilding IPO
Listing Date	08 May 2026
Listing At	BSE & NSE
Total Subscription Amount	₹6,458.18 Cr

Issue Reservation

Investor Category	Shares Offered	% Net Issue
QIB	2,70,73,694	50.00%
- Anchor	1,62,44,216	30.00%
- QIB (Ex. Anchor)	1,08,29,478	20.00%
NII	81,22,109	15.00%
- bNII > ₹10L	54,14,739	10.00%
- sNII < ₹10L	27,07,370	5.00%
Retail	1,89,51,587	35.00%
Total	5,41,47,390	100.00%

IPO Lot Size

Application	Lots	Shares	Amount
Individual investors (Retail) (Min)	1	87	₹14,877
Individual investors (Retail) (Max)	13	1,131	₹1,93,401
S-HNI (Min)	14	1,218	₹2,08,278
S-HNI (Max)	67	5,829	₹9,96,759
B-HNI (Min)	68	5,916	₹10,11,636

About Company

OnEMI Technology Solutions Limited was incorporated in 2016 and is a digital lending company in India. It provides quick and easy loans through its mobile app to meet both personal and business needs.

The company runs two platforms: Kissht, which is used for digital loans, and Ring, which is a payments app. It also helps online and offline merchants offer easy EMI options to their customers.

Loans are disbursed and managed through its NBFC partner, Si Creva Capital Services, which takes care of KYC, loan approval, and EMI collections.

Contact Details

OnEMI Technology Solutions Ltd.

10 th Floor,

Tower 4,

Equinox Park, LBS Marg, Kurla (West),

Mumbai, Maharashtra, 400070

+91 22 6947 5600

compliance@kissht.com

Visit Website

Registrar

KFin Technologies Limited

04067162222

kissht.ipo@kfintech.com

Lead Managers

Centrum Capital Ltd

Hsbc Securities & Capital Markets Pvt Ltd

JM Financial Ltd

Nuvama Wealth Management Ltd

SBI Capital Markets Ltd

Day-wise GMP Trend

Date & Time	GMP (₹)	Est. Listing Price	Est. Gain (%)	Est. Profit / Lot (₹)
08-May-2026 12:59 PM	+₹27	₹198	+15.79%	₹2,349
07-May-2026 12:59 PM	+₹25	₹196	+14.62%	₹2,175
06-May-2026 12:59 PM	+₹18	₹189	+10.53%	₹1,566
05-May-2026 12:59 PM	+₹1.5	₹172.5	+0.88%	₹130.5
04-May-2026 12:59 PM	+₹1	₹172	+0.58%	₹87
02-May-2026 12:59 PM	+₹4	₹175	+2.34%	₹348
01-May-2026 12:59 AM	+₹4	₹175	+2.34%	₹348
30-Apr-2026 11:59 AM	+₹4	₹175	+2.34%	₹348
29-Apr-2026 12:59 PM	+₹4	₹175	+2.34%	₹348
28-Apr-2026 12:59 PM	+₹7.5	₹178.5	+4.39%	₹652.5

Subscription Status

Category	Subscription (x)	Shares Offered	Shares bid for	Total Amount (₹ Cr)
QIB (Ex. Anchor)	25.97x	1,08,29,478	28,12,22,802	₹4,808.91 Cr
NII	6.91x	81,22,109	5,60,84,202	₹959.04 Cr
bNII > ₹10L	8.59x	54,14,739	4,65,23,685	₹795.56 Cr
sNII < ₹10L	3.53x	27,07,370	95,60,517	₹163.48 Cr
Retail	2.13x	1,89,51,587	4,03,64,168	₹690.23 Cr
Total	9.96x	3,79,03,174	37,76,71,172	₹6,458.18 Cr

Objects of the Issue

01 Augmenting the capital base of Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of Subsidiary, Si Crevas, business : 637.50 Cr
02 General Corporate Purposes : 156.59 Cr
03 Issue Expenses : 60.91 Cr

Company Financials

Period Ended	31 DEC 2025	31 MAR 2025	31 MAR 2024	31 MAR 2023
Assets	3568.78	2701.10	1796.53	1275.20
Total Income	1583.93	1352.69	1700.30	1001.51
Profit After Tax	199.27	160.62	197.29	27.67
EBITDA	488.45	403.37	358.96	97.71
NET Worth	1254.34	1005.99	804.57	566.23
Reserves and Surplus	1242.32	995.32	794.50	556.17
Total Borrowing	2047.52	1507.58	784.30	387.89

Amount in ₹ Crore

IPO Valuation - KPI

KPI	31 Mar 2025
ROE	₹17.74
Debt/Equity Ratio	1.50
Return on Net Worth (RoNW)	17.74%
Net Asset Value (NAV)	₹187.58
Earning Per Share (EPS)	₹33.09

Peer Comparison

Company Name	EPS (₹)	P/E (x)	NAV (₹)	RoNW (%)	Income (₹ Cr)
SBI Cards & Payment Services Limited	20.15	39.61	144.86	14.82	18,637.15
HDB Financial Services Limited	27.40	27.26	14.72	14.72	16,300.28
Cholamandalam Investment & Finance Company Limited	50.72	29.31	281.45	19.71	26,152.76
Bajaj Finance Limited	26.89	32.73	155.60	19.19	69,724.78

IPO Anchor Investors

Anchor Investors Letter (PDF)

Promoters and Holding Pattern

Ranvir Singh, Krishnan Vishwanathan. are the company's promoters of OnEMI Technology.

Particular	Pre IPO	Post IPO
Promoter and Promoter Group	32.30%	23.33%
Others*	67.70%	76.67%

Strengths

As of today, the app has 50+ million downloads, 11.7 million happy customers, and a 4.7-star rating on the Play Store.
he firm has designed a robust data-first, ML-driven risk management system that assures asset quality, accurate credit decisions, and consistent outperformance.
Customers can get exposure to a diversified and scalable funding model, supported by strong credit ratings.
A smart, integrated system built on modern cloud and AI-built technology.

Risks

Around 98% of its total assets (AUM) comes from unsecured loans. Any decrease in the demand for those loans can negatively affect the business and cash flow.
The company’s growth depends on continuously launching new products, keeping up with new technologies, and innovating the platform. If failed to do so, it can adversely affect the business and its cash flow.
In FY25, the firm has experienced a negative cash flow of ₹661.43 crore, which means the company is spending more than earning.
The firm has a pending contingent liability of ₹1,793.49 crore. If the company had to pay those liabilities could negatively affect the company’s financial health.

Frequently Asked Questions (FAQ)

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About OnEMI Technology IPO

IPO Details

OnEMI Technology IPO Details and Specifications
IPO Date	30 Apr 2026 to 05 May 2026
Face Value	₹1 Per Share
Price Band	₹162.00 - ₹171.00
Lot Size	87 Shares
Total Issue Size	Approx 926.00 Cr 5,41,47,390 Equity Shares
Fresh Issue	Approx 850.00 Cr 4,97,07,602 Equity Shares
Offer for Sale	Approx 76.00 Cr 44,39,788 Equity Shares
Retail Portion	35%
Sale Type	Offer for sale, Fresh Issue
Issue Type	Bookbuilding IPO
Listing Date	08 May 2026
Listing At	BSE & NSE
Total Subscription Amount	₹6,458.18 Cr

Investor Category

Shares Offered

% Net Issue

QIB

2,70,73,694

50.00%

- Anchor

1,62,44,216

30.00%

- QIB (Ex. Anchor)

1,08,29,478

20.00%

NII

81,22,109

15.00%

- bNII > ₹10L

54,14,739

10.00%

- sNII < ₹10L

27,07,370

5.00%

Retail

1,89,51,587

35.00%

Total

5,41,47,390

100.00%

Application

Lots

Amount

Individual investors (Retail) (Min)

₹14,877

Individual investors (Retail) (Max)

1,131

₹1,93,401

S-HNI (Min)

1,218

₹2,08,278

S-HNI (Max)

5,829

₹9,96,759

B-HNI (Min)

5,916

₹10,11,636

About Company

The company runs two platforms: Kissht, which is used for digital loans, and Ring, which is a payments app. It also helps online and offline merchants offer easy EMI options to their customers.

Loans are disbursed and managed through its NBFC partner, Si Creva Capital Services, which takes care of KYC, loan approval, and EMI collections.

Contact Details

OnEMI Technology Solutions Ltd.

10 th Floor,

Tower 4,

Equinox Park, LBS Marg, Kurla (West),

Mumbai, Maharashtra, 400070

+91 22 6947 5600

compliance@kissht.com

Visit Website

Date & Time

GMP (₹)

Est. Listing Price

Est. Gain (%)

Est. Profit / Lot (₹)

08-May-2026 12:59 PM

+₹27

₹198

+15.79%

₹2,349

07-May-2026 12:59 PM

+₹25

₹196

+14.62%

₹2,175

06-May-2026 12:59 PM

+₹18

₹189

+10.53%

₹1,566

05-May-2026 12:59 PM

+₹1.5

₹172.5

+0.88%

₹130.5

04-May-2026 12:59 PM

+₹1

₹172

+0.58%

₹87

02-May-2026 12:59 PM

+₹4

₹175

+2.34%

₹348

01-May-2026 12:59 AM

+₹4

₹175

+2.34%

₹348

30-Apr-2026 11:59 AM

+₹4

₹175

+2.34%

₹348

29-Apr-2026 12:59 PM

+₹4

₹175

+2.34%

₹348

28-Apr-2026 12:59 PM

+₹7.5

₹178.5

+4.39%

₹652.5

OnEMI Technology IPO Details

About OnEMI Technology IPO

IPO Details

Issue Reservation

IPO Lot Size

About Company

Day-wise GMP Trend

Objects of the Issue

Company Financials

IPO Valuation - KPI

Peer Comparison

IPO Anchor Investors

Promoters and Holding Pattern

Strengths

Risks

Frequently Asked Questions (FAQ)

When does the OnEMI Technology IPO open and close?

What is OnEMI Technology IPO price band?

What is the OnEMI Technology IPO lot size?

What is the OnEMI Technology IPO allotment date?

What is the OnEMI Technology IPO listing date?

What is the minimum investment required in OnEMI Technology IPO?

Join the discussion

OnEMI Technology IPO Details

About OnEMI Technology IPO

IPO Details

Issue Reservation

IPO Lot Size

About Company

Day-wise GMP Trend

Objects of the Issue

Company Financials

IPO Valuation - KPI

Peer Comparison

IPO Anchor Investors

Promoters and Holding Pattern

Strengths

Risks

Frequently Asked Questions (FAQ)

When does the OnEMI Technology IPO open and close?

What is OnEMI Technology IPO price band?

What is the OnEMI Technology IPO lot size?

What is the OnEMI Technology IPO allotment date?

What is the OnEMI Technology IPO listing date?

What is the minimum investment required in OnEMI Technology IPO?

Join the discussion