Kosamattam Finance About us
Among the many prominent non-bank financial businesses (NBFCs) engaged in the gold lending industry, Kosamattam Finance Limited stands out. Kosamattam Finance is a subsidiary of the Kosamattan Group, which is managed by Mathew K. Cherian. The company’s headquarters are located in Kottayam, Kerala. They offer their loan services against the pledge of household ornaments to businessmen, vendors, traders, farmers, employees, and families in Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Maharashtra, Delhi, Gujarat, and Telangana, and the Union Territory of Puducherry.
Currently, the company includes a total of 3482 employees. Aside from gold loans, the organization offers fee-based additional services such as microfinance, money transfer, power generation, foreign currency exchange, agricultural, and air ticketing services. There are 986 stores of the company in Andhra Pradesh, Delhi, Maharashtra, Gujarat, Uttar Pradesh, Telangana, Kerala, and the Union Territory of Puducherry.
Kosamattam Finance NCD October 2025 Details
| NCD Issue Open | October 30, 2025 |
| NCD Issue Close | November 13, 2025 |
| NCD Issue Size | Base: 100 Cr. | Shelf: [.] Cr. |
| Price Band | ₹1000 per NCD |
| Interest Rate | Up to 10.41% ** (Annually) |
| Minimum Investment | 10 Bonds (₹10,000) |
| Listing on | BSE Platform |
| Credit Rating | A Stable by India Ratings & Research Private Limited |
| Tenor | 18, 36, 42, 50, 60, and 84 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document | Click Here |
| RHP Document | Click Here |
Kosamattam Finance NCD October 2025 Promoters
- Mathew K. Cherian, and Laila Mathew, are the company’s promoters.
How to Apply Kosamattam Finance NCD October 2025 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
Kosamattam Finance NCD Review
- May Apply
Kosamattam Finance NCD October 2025 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 18 Month | Cumu. | NA | 8.04% |
| 2 | 36 Month | Month | 9.50% | 9.92% |
| 3 | 36 Month | Cumu. | NA | 9.50% |
| 4 | 42 Month | Month | 9.75% | 10.20% |
| 5 | 42 Month | Cumu. | NA | 9.82% |
| 6 | 50 Month | Cumu. | NA | 10.22% |
| 7 | 60 Month | Month | 10.00% | 10.47% |
| 8 | 84 Month | Cumu. | NA | 10.41% |
Kosamattam Finance NCD Allocation Ratio
| Category | Allocation |
| Institutional | 10% |
| Non-Institutional | 10% |
| HNI | 30% |
| Retail | 50% |
Kosamattam Finance NCD October 2025 Lead Manager
- Vivro Financial Services Pvt.Ltd.
Kosamattam Finance NCD October 2025 Allotment Status
- Kosamattam Finance NCD issue allotment available on KFintech.
Kosamattam Finance NCD October 2025 Registrar
Kfin Technologies Limited
KFintech, Tower-B, Plot No 31 & 32,
Financial District, Nanakramguda, Gachibowli,
Hyderabad, Telangana India – 500 032.
Phone: 04067162222, 04079611000
Email: [email protected]
Website: https://ipostatus.kfintech.com/
Company Information
Kosamattam Finance Ltd.
Kosamattam City Centre,
Floor Number 4th & 5th, T.B Road,
Kottayam – 686001
Kottayam, Kerala, 686001
Phone: +91 481 258 6400
Email: [email protected]
Website: http://www.kosamattam.com/


One Response
I want to opt for NCD , can someone help with the process how to apply online.