Kosamattam Finance Business Overview
Kosamattan Finance is one of the leading Non-Banking Finance companies (NBFCs) with 150+ years of experience in providing instant gold loans with little to no paperwork. This Kerala-based company offers loans against pledged household jewelry to a wide range of customers, such as businessmen, vendors, traders, farmers, employees, and families in Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Maharashtra, Delhi, Gujarat, Telangana, and Puducherry.
With its strong presence across states and a growing branch network, it allows customers to avail gold loans at any time. With years of experience, the firm is mainly focused on offering financial services that meet the needs of diverse consumers through innovative and customer-centric operations. So far, the firm has more than 10k customers and has expanded its presence through 1,000+ branches.
Kosamattam Finance NCD May 2026 Details
| NCD Issue Open | May 18, 2026 |
| NCD Issue Close | June 1, 2026 |
| Issue Size (Base) | ā¹150 Crores |
| Overall Issue Size | ā¹300 Crores |
| Price Band | ā¹1000 per NCD |
| Interest Rate | Up to 10.41% ** (Annually) |
| Minimum Investment | 10 Bonds (ā¹10,000) |
| Listing on | BSE Platform |
| Tenor | 24, 36, 42, 50, 60, and 84 Years |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
NCD Rating
| Rating Agency | NCD Rating |
| India Ratings & Research Private Limited | A/Stable |
Kosamattam Finance NCD May 2026 Promoters
- The promoters of the company are Mathew K. Cherian and Laila Mathew.
How to Apply Kosamattam Finance NCD May 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
Kosamattam Finance NCD Review
- May Apply
Kosamattam Finance NCD May 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 24 Months | Cumu. | NA | 8.26% |
| 2 | 24 Months | Monthly | 8.50% | 8.84% |
| 3 | 36 Months | Monthly | 9.25% | 9.65% |
| 4 | 36 Months | Cumu. | NA | 9.25% |
| 5 | 42 Months | Monthly | 10.00% | 10.47% |
| 6 | 50 Months | Cumu. | NA | 10.22% |
| 7 | 60 Months | Monthly | 10.00% | 10.47% |
| 8 | 84 Months | Cumu. | NA | 10.41% |
Kosamattam Finance NCD Allocation Ratio
| Category | Allocation |
| Institutional | 10% |
| Non-Institutional | 10% |
| HNI | 60% |
| Retail | 20% |
Kosamattam Finance NCD May 2026 Lead Manager
- Vivro Financial Services Pvt.Ltd.
Kosamattam Finance NCD May 2026 Allotment Status
- Kosamattam Finance NCD issue allotment available on Kfin Technologies Ltd..
Kosamattam Finance NCD May 2026 Registrar
Kfin Technologies Ltd.
Phone: 04067162222, 04079611000
Email: [email protected]
Website: https://ipostatus.kfintech.com/
Company Information
Kosamattam Finance Ltd.
Kosamattam City Centre,
Floor Number 4th & 5th,
T.B Road,
Kottayam, Kerala, 686001
Phone: 91 481 258 6400
Email: [email protected]
Website: https://www.kosamattam.com/
5 Responses
Hi, Being the first time investor, age +59, Please suggest the bond for 36 to 60 months horizen investment with A+ rating expected monthly return for 11% yearly
Hi Sandeep
You can apply NCD with good effective yield above 10% for 36 to 60 months
It is desirable to know about comapny financials and comment on it growth. PBT, dividend etc. Such details will help us to take a decision. Thanks.
Hi Avinash,
We will try to add such details in future as it will help the investors taking decision to apply or not.
very informative articles or reviews at this time.