Finbud Financial IPO Details
| IPO Open Date | November 6, 2025 |
| IPO Close Date | November 10, 2025 |
| Face Value | ₹10 Per Equity Share |
| IPO Price Band | ₹140 to ₹142 Per Share |
| Issue Size | Approx ₹71.68 Crores |
| Fresh Issue | Approx ₹71.68 Crores |
| Issue Type | Book Built Issue |
| IPO Listing | NSE SME |
| DRHP Draft Prospectus |  |
| RHP Draft Prospectus | |
Finbud Financial IPO Review & Key Points
- Review:
Finbud Financial IPO Market Lot
The Finbud Financial IPO minimum market lot is 2,000 shares with ₹2,84,000 application amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 2 | 2,000 | ₹2,84,000 |
| Retail Maximum | 2 | 2,000 | ₹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ₹4,26,000 |
| S-HNI Maximum | 7 | 7,000 | ₹9,94,000 |
| B-HNI Minimum | 8 | 8,000 | ₹11,36,000 |
IPO Reservation
| Investor Category | Share Offered | -% Shares |
| Anchor Investor | 14,37,000 Shares | 28.47% |
| QIB (Ex. Anchor) | 9,58,000 Shares | 18.98% |
| NII Shares Offered | 7,20,000 Shares | 14.26% |
| Retail Shares Offered | 16,80,000 Shares | 33.28% |
Finbud Financial IPO Anchor Investors
| Anchor Bidding Date | November 4, 2025 |
| Anchor Investors List | |
| Shares Offered | 14,37,000 Shares |
| Anchor Size | 20.41 Cr. |
| lock-in period end date 50% shares (30 Days) | December 11, 2025 |
| lock-in period end date 50% shares (90 Days) | February 9, 2026 |
Finbud Financial IPO Dates
The Finbud Financial IPO date is November 6 and the close date is November 10. The Finbud Financial IPO allotment will be finalized on November 11 and the IPO listing on November 13.
| IPO Open Date: | November 6, 2025 |
| IPO Close Date: | November 10, 2025 |
| Basis of Allotment: | November 11, 2025 |
| Refunds: | November 12, 2025 |
| Credit to Demat Account: | November 12, 2025 |
| IPO Listing Date: | November 13, 2025 |
| IPO Bidding Cut-off Time: | November 10, 2025 – 5 PM |
Promoters and Holding Pattern
The promoters of the company are Parth Pande, Vivek Bhatia and Parag Agarwal.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 1,40,01,480 | 64.92% |
| Promoter Holding Post Issue | 1,90,49,480 | 47.71% |
Objects of the Issue & Utilisation of proceeds
| Purpose | Crores |
| Working Capital Requirement | ₹20.90 |
| Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited | ₹15 |
| Funding for Business Development and Marketing Activities | ₹17.75 |
| Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company | ₹4.03 |
| General Corporate Purpose | ₹- |
About Finbud Financial IPO
Finbud Financial is a leading loan platform in India that helps people get personal, business, and home loans from banks and NBFCs. The company finds customers through digital marketing and a network of external agents. Once a customer shows interest, Finbud Financial uses its matchmaking system to suggest the best loan options, helps them compare offers from different lenders, and supports them through the entire process from applying to getting the loan amount disbursed.
The company uses a hybrid business model to serve all types of customers, those who prefer traditional methods and those who are comfortable online. Further, with a strong agent network and effective digital marketing, they can easily attract and retain customers. In addition, partnerships with major banks and NBFCs help build a strong position in the market.
Finbud Financial IPO Company Financial Report
Amount ₹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ₹135.57 | ₹133.13 | ₹1.83 | ₹27.47 |
| 2024 | ₹190.28 | ₹182.25 | ₹5.66 | ₹44.97 |
| 2025 | ₹223.50 | ₹211.55 | ₹8.50 | ₹68.93 |
| July 2025 | ₹85.82 | ₹81.10 | ₹3.33 | ₹76.12 |
Finbud Financial IPO Valuation – FY2025
Check Finbud Financial IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 23.61% |
| ROCE: | 32.11% |
| EBITDA Margin: | 6.57% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ₹6.07 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 23.61% |
| Net Asset Value (NAV): | ₹25.70 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| My Mudra Fincorp Limited | 9.96 | 7.79 | 16.87% | 46.85 | 80.37 Cr. |
| BLS E-Services Limited | 5.79 | 32.99 | 12.18% | 53.1 | 519.35 Cr. |
| PB Fintech Limited | 7.77 | 236.08 | 5.49% | 140.06 | 4,977.21 Cr. |
IPO Lead Managers aka Merchant Bankers
- SKI Capital Services Ltd.
Company Address
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: [email protected]
Website: https://www.financebuddha.com/
IPO Registrar
Skyline Financial Services Pvt.Ltd.
Phone: 02228511022
Email: [email protected]
Website: https://www.skylinerta.com/ipo.php
Finbud Financial IPO FAQs
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Note: The Finbud Financial IPO price band and date are officially announced. The (Finbud Financial IPO grey market premium) will be added to the IPO GMP page as it will start).
