Dar Credit IPO Details
| IPO Open Date: | 2025 |
| IPO Close Date: | 2025 |
| Face Value: | ₹10 Per Equity Share |
| IPO Price Band: | ₹[.] to ₹[.] Per Share |
| Issue Size: | Approx ₹[.] Crores |
| Fresh Issue: | Approx ₹[.] Crores |
| Offer for Sale: | Approx [.] Equity Shares |
| Issue Type: | Book Built Issue |
| IPO Listing: | NSE SME |
| Retail Quota: | Not more than 35% |
| QIB Quota: | Not more than 50% |
| NII Quota: | Not more than 15% |
| DRHP Draft Prospectus: | Click Here |
| RHP Draft Prospectus: | Click Here |
| Anchor Investors List: | Click Here |
Dar Credit IPO Market Lot
The Dar Credit IPO minimum market lot is [.] shares with ₹[.] application amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 1 | – | ₹- |
| Retail Maximum | 1 | – | ₹- |
| S-HNI Minimum | 2 | – | ₹- |
Dar Credit IPO Dates
The Dar Credit IPO date is 2025 and the close date is 2025. The Dar Credit IPO allotment will be finalized on 2025 and the IPO listing on 2025.
| IPO Open Date: | 2025 |
| IPO Close Date: | 2025 |
| Basis of Allotment: | 2025 |
| Refunds: | 2025 |
| Credit to Demat Account: | 2025 |
| IPO Listing Date: | 2025 |
Promoters of Dar Credit IPO
The promoters of the company are Mr. Ramesh Kumar Vijay, Mr. Rajkumar Vijay, and Mrs Rakshita Vijay.
About Dar Credit IPO
Dar Credit & Capital is one of the growing companies involved in the business of providing three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers loans and other loan-related solutions to the low-income and the Class 4 employees like cleaners, sweepers, and peons working in municipalities. They believe in providing credit solutions to the necessary vendors, shopkeepers, and women entrepreneurs and empower them to grow more in the future. West Bengal, Rajasthan, Bihar, and Jharkhand, and has camp offices in Madhya Pradesh and Gujarat, where their office is situated. The company has over 30 years of experience dealing with the financial needs of the people who have little to no access to the banking services, and provides them with the required financial services and improves their experience. Individuals can enjoy the benefits of the competitive rates and flexible repayment options. The Loan amount will be credited to the borrower’s account, they can easily pay via ECS, cheque, or cash on a weekly, fortnightly, or monthly basis.
Dar Credit IPO Company Financial Report
The company reported revenue of ₹33.01 crores in 2024 against ₹25.57 crore in 2023. The company reported profit of ₹3.68 crores in 2024 against profit of ₹2.72 crores in 2023.
Amount ₹ in Crores
| Period Ended | Revenue | Expense | Profit After Tax | Assets |
| 2022 | ₹24.42 | ₹21.39 | ₹2.23 | ₹- |
| 2023 | ₹25.57 | ₹21.90 | ₹2.72 | ₹- |
| 2024 | ₹33.01 | ₹28.10 | ₹3.68 | ₹- |
| June 2024 | ₹10.19 | ₹8.17 | ₹1.52 | ₹- |
Dar Credit IPO Valuation – FY2024
Check Dar Credit IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 5.78% |
| ROCE: | 9.10% |
| EBITDA Margin: | 65.36% |
| PAT Margin: | 11.49% |
| Debt to equity ratio: | 2.53 |
| Earning Per Share (EPS): | ₹3.68 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 5.64% |
| Net Asset Value (NAV): | ₹65.34 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| Spandana Sphoorty Financial Ltd | 70.42 | 5.54 | 13.74% | 511.18 | 2533.95 Cr. |
| Muthoot Microfin Ltd | 30.2 | 6.70 | 16.03% | 164.49 | 2285.49 Cr. |
| Credit Access Grameen Ltd | 90.88 | 10.18 | 22.01% | 412.23 | 5172.65 Cr. |
| Fusion Microfinance Ltd | 50.3 | 4.03 | 17.74% | 281.93 | 2412.42 Cr. |
| Satin Creditcare Network Ltd | 44.34 | 3.56 | 18.16% | 218.28 | 2240.53 Cr. |
Objects of the Issue
- To Augment the capital base of our Company
- To meet out the General Corporate Purposes; and
- To meet the issue expenses
Dar Credit IPO Review
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Dar Credit IPO Registrar
KFin Technologies Limited
Phone: +91 40 6716 2222
E-mail: dccl.ipo@kfintech.com
Website: www.kfintech.com
IPO Lead Managers aka Merchant Bankers
- GYR Capital Advisors Private Limited
Company Address
Dar Credit & Capital Limited
Business Tower, 206 AJC Bose Road, 6th Floor,
Unit No. 6B, Kolkata, West Bengal, India, 700017
Phone: +91 9883847875
E-mail: Co.secretary@darcredit.com
Website: www.darcredit.com
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Note: The Dar Credit IPO price band and date are officially announced. The (Dar Credit IPO grey market premium) will be added to the IPO GMP page as it will start).
