Aye Finance IPO Details
| IPO Open Date | February 9, 2026 |
| IPO Close Date | February 11, 2026 |
| Face Value | ₹2 Per Equity Share |
| IPO Price Band | ₹122 to ₹129 Per Share |
| Issue Size | Approx ₹1,010 Crores |
| Fresh Issue | Approx ₹710 Crores |
| Offer for Sale: | Approx 2,32,55,813 Equity Shares |
| Issue Type | Book build Issue |
| IPO Listing | BSE, NSE |
| DRHP Draft Prospectus |  |
| RHP Draft Prospectus | |
Aye Finance IPO Review & Key Points
- Review: Neutral
Aye Finance IPO Market Lot
The Aye Finance IPO minimum market lot is 116 shares with ₹14,964 application amount. The retail investors can apply up-to 13 lots with 1,508 shares of ₹1,94,532 amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 1 | 116 | ₹14,964 |
| Retail Maximum | 13 | 1,508 | ₹1,94,532 |
| S-HNI Minimum | 14 | 1,624 | ₹2,09,496 |
| S-HNI Maximum | 66 | 7,656 | ₹9,87,624 |
| B-HNI Minimum | 67 | 7,772 | ₹10,02,588 |
IPO Reservation
| Investor Category | Share Offered | Shares (%) |
| Anchor Investor | 3,56,98,420 Shares | -% |
| QIB (Ex. Anchor) | – Shares | 75% |
| NII Shares Offered | – Shares | 15% |
| Retail Shares Offered | – Shares | 10% |
Aye Finance IPO Anchor Investors
| Anchor Bidding Date | February 6, 2026 |
| Anchor Investors List | |
| Shares Offered | 3,56,98,420 Shares |
| Anchor Size | 460.51 Cr. |
| lock-in period end date 50% shares (30 Days) | March 14, 2026 |
| lock-in period end date 50% shares (90 Days) | May 13, 2026 |
Aye Finance IPO Dates
The Aye Finance IPO date is February 9 and the close date is February 11. The Aye Finance IPO allotment will be finalized on February 12 and the IPO listing on February 16.
| IPO Open Date: | February 9, 2026 |
| IPO Close Date: | February 11, 2026 |
| Basis of Allotment: | February 12, 2026 |
| Refunds: | February 13, 2026 |
| Credit to Demat Account: | February 13, 2026 |
| IPO Listing Date: | February 16, 2026 |
| IPO Bidding Cut-off Time: | February 12, 2026 – 5 PM |
Promoters and Holding Pattern
The Company Does Not Have An Identifiable Promoter.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | – | -% |
| Promoter Holding Post Issue | – | -% |
Objects of the Issue & Utilisation of proceeds
| Purpose | Crores |
| – | ₹- |
| – | ₹- |
| – | ₹- |
About Aye Finance IPO
Aye Finance started its journey in 1993 and has been involved in the business of offering secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, and secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.
Furthermore, the company is ready to provide a business loan so the business can grow, and as collateral assets or property of the business.
It provides loans to businesses like manufacturing, trading, services, and agriculture-related businesses. The company helps 586,825 active customers in 18 states and 3 union territories and manages a lot of money for them. Aye finance provide loans, including mortgage loans, secured hypothecation loans, and unsecured hypothecation loans.
Aye Finance IPO Company Financial Report
Amount ₹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ₹643.34 | ₹571.94 | ₹39.87 | ₹3,126.00 |
| 2024 | ₹1,071.75 | ₹843.89 | ₹171.68 | ₹4,869.59 |
| 2025 | ₹1,504.99 | ₹1279.98 | ₹175.25 | ₹6,338.63 |
| Sep 2025 | ₹863.02 | ₹780.44 | ₹64.60 | ₹7,116.01 |
Aye Finance IPO Valuation – FY2025
Check Aye Finance IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | -% |
| ROCE: | -% |
| EBITDA Margin: | -% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ₹9.51 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 12.12% |
| Net Asset Value (NAV): | ₹90.00 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| SBFC Finance Limited | 3.21 | 27.32 | 11.57% | 29.61 | 1,306.16 Cr. |
| Five-Star Business Finance Limited | 36.61 | 12.07 | 18.65% | 215.22 | 2,847.84 Cr. |
IPO Lead Managers aka Merchant Bankers
- Axis Capital Ltd.
- IIFL Capital Services Ltd.
- JM Financial Ltd.
- Nuvama Wealth Management Ltd.
Company Address
Aye Finance Ltd.
M-5, Magnum House-I,
Community Centre,
Karampura
New Delhi, New Delhi, 110015
Phone: +91 124 484 4000
Email: [email protected]
Website: https://www.ayefin.com/
IPO Registrar
Kfin Technologies Ltd.
Phone: 04067162222, 04079611000
Email: [email protected]
Website: https://ipostatus.kfintech.com/
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Note: The Aye Finance IPO price band and date are officially announced. The (Aye Finance IPO grey market premium) will be added to the IPO GMP page as it will start).
