Vaibhav Vyapaar IPO Details
Vaibhav Vyapaar IPO Review & Key Points
- Review:
Vaibhav Vyapaar IPO Market Lot
The Vaibhav Vyapaar IPO minimum market lot is 4000 shares with ā¹2,08,000 application amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 2 | 4000 | ā¹2,08,000 |
| Retail Maximum | 2 | 4000 | ā¹2,08,000 |
| S-HNI Minimum | 3 | 6000 | ā¹3,12,000 |
| S-HNI Maximum | 9 | 18000 | ā¹9,36,000 |
| B-HNI Minimum | 10 | 20000 | ā¹10,40,000 |
IPO Reservation
| Investor Category | Share Offered | -% Shares |
| Anchor Investor | – Shares | -% |
| QIB (Ex. Anchor) | – Shares | 50% |
| NII Shares Offered | – Shares | 15% |
| Retail Shares Offered | – Shares | 35% |
Vaibhav Vyapaar IPO Anchor Investors
| Anchor Bidding Date | 2026 |
| Anchor Investors List | |
| Shares Offered | [.] Shares |
| Anchor Size | [.] Cr. |
| lock-in period end date 50% shares (30 Days) | 2026 |
| lock-in period end date 50% shares (90 Days) | 2026 |
Vaibhav Vyapaar IPO Dates
The Vaibhav Vyapaar IPO date is October 13 and the close date is October 15. The Vaibhav Vyapaar IPO allotment will be finalized on October 16 and the IPO listing on October 21.
| IPO Open Date: | October 13, 2026 |
| IPO Close Date: | October 15, 2026 |
| Basis of Allotment: | October 16, 2026 |
| Refunds: | October 19, 2026 |
| Credit to Demat Account: | October 19, 2026 |
| IPO Listing Date: | October 21, 2026 |
Promoters and Holding Pattern
The promoters of the company are Itha Venkata Raghava Gowrinath and CapFront Technologies Pvt.Ltd.
| Particular | Pre IPO Shares | Pre IPO % Shares | Post IPO Shares | Post IPO % Shares |
| Promoter and Promoter Group | – | 99.99% | – | 72.34% |
| Others* | – | 0.01% | – | 27.66% |
| Total | 2,03,86,423 | 100% | 2,81,82,423 | 100% |
Objects of the Issue & Utilisation of Proceeds
| Purpose | Crores |
| Augment the capital base of the company | ā¹32.00 |
| General Corporate Purpose | ā¹- |
About Vaibhav Vyapaar
Founded in 2009, Vaibhav Vyapaar is a non-banking financial company (NBFC) that offers a wide range of financial services to salaried and self-employed individuals via its digital lending platform. Its product range includes unsecured personal loans through its mobile app, LoanFront ā Personal Loan App.
The app offers complete digital loan origination, underwriting, documentation, disbursement, and repayment. Along with lending services, Vaibhav Vyapaar also earns revenue by offering application and technology services to other NBFCs. Its main target audiences are retail borrowers, including first-time borrowers and lower-income salaried professionals across urban and semi-urban regions of India.
Company Financials
Amount ā¹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2024 | ā¹25.46 | ā¹24.86 | ā¹0.45 | ā¹61.18 |
| 2025 | ā¹25.34 | ā¹24.32 | ā¹1.48 | ā¹55.04 |
| 2026 | ā¹37.64 | ā¹34.48 | ā¹1.97 | ā¹84.23 |
| Jul 2026 | ā¹18.15 | ā¹13.91 | ā¹3.01 | ā¹96.16 |
Company Valuation – FY2026
Check Vaibhav Vyapaar IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 6.99% |
| ROCE: | 26.99% |
| EBITDA Margin: | 29.47% |
| PAT Margin: | 5.36% |
| Debt to equity ratio: | 1.60 |
| Earning Per Share (EPS): | ā¹1.22 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 6.75% |
| Net Asset Value (NAV): | ā¹18.13 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| Paisalo Digital Limited | 2.59 | 30.53 | 13.24% | 19.49 | 917.41 Cr. |
| Apollo Finvest (India) Limited | 18.63 | 22.00 | 9.36% | 199.03 | 21.25 Cr. |
| Moneyview Limited | 0.76/0.75 | NA | 5.85% | 52.78 | 1902.31 Cr. |
IPO Lead Managers aka Merchant Bankers
- GetFive Advisors Pvt.Ltd.
Company Address
Vaibhav Vyapaar Ltd.
Arch Square-X2, Unit-1406
14th Floor, EP-GP Block, Sector V, Bidhannagar
Bidhan Nagar CK Market, North 24 Parganas, Saltlak
Kolkata, West Bengal, 700091
Phone: 9986611345
Email: investors@vaibhavvyapaar.com
Website: https://www.vaibhav-vyapaar.com/
IPO Registrar
Kfin Technologies Ltd.
Phone: 040-79615565
Email: vaibhav.ipo@kfintech.com
Website: https://ipostatus.kfintech.com/
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Note: The Vaibhav Vyapaar IPO price band and date are officially announced. The (Vaibhav Vyapaar IPO grey market premium) will be added to the IPO GMP page as it will start).