Kosamattam Finance Business Overview
Kosamattan Finance, a part of Kosamattam, is a non-banking finance company (NBFC) that provides instant gold loans. This Kerala-based company offers loans against pledged household jewelry to a wide range of customers, such as businessmen, vendors, traders, farmers, employees, and families in Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Maharashtra, Delhi, Gujarat, Telangana, and Puducherry.
With its strong presence across states and a growing branch network, it allows customers to avail gold loans at any time. With years of experience, the firm is mainly focused on offering financial services that meet the needs of diverse consumers through innovative and customer-centric operations. So far, the firm has more than 10k customers and has expanded its presence through 981 branches.
Kosamattam Finance NCD August 2026 Details
| NCD Issue Open | August 18, 2026 |
| NCD Issue Close | September 1, 2026 |
| Issue Size (Base) | ₹100 Crores |
| Overall Issue Size | ₹200 Crores |
| Price Band | ₹1000 per NCD |
| Interest Rate | Up to 10.41% ** (Annually) |
| Minimum Investment | 10 Bonds (₹10,000) |
| Listing on | BSE Platform |
| Tenor | 24, 36, 42, 50, 60, and 84 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
NCD Rating
| Rating Agency | NCD Rating |
| India Ratings & Research Private Limited | A/Stable |
Kosamattam Finance NCD August 2026 Promoters
- The promoter of the company are Mathew K. Cherian and Laila Mathew.
How to Apply Kosamattam Finance NCD August 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
Kosamattam Finance NCD Review
- May Apply
Kosamattam Finance NCD August 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 24 Months | Cumu. | NA | 8.26% |
| 2 | 24 Months | Monthly | 8.50% | 8.84% |
| 3 | 36 Months | Monthly | 9.25% | 9.65% |
| 4 | 36 Months | Cumu. | NA | 9.25% |
| 5 | 42 Months | Monthly | 10.00% | 10.47% |
| 6 | 50 Months | Cumu. | NA | 10.22% |
| 7 | 60 Months | Monthly | 10.00% | 10.47% |
| 8 | 84 Months | Cumu. | NA | 10.41% |
Kosamattam Finance NCD Allocation Ratio
| Category | Allocation |
| Institutional | 10% |
| Non-Institutional | 10% |
| HNI | 60% |
| Retail | 20% |
Kosamattam Finance NCD August 2026 Lead Manager
- Vivro Financial Services Pvt. Ltd.
Kosamattam Finance NCD August 2026 Allotment Status
- Kosamattam Finance NCD issue allotment is available on KFinTech
Kosamattam Finance NCD August 2026 Registrar
Kfin Technologies Ltd.
Phone: 040-79615565
Email: [email protected]
Website: https://ipostatus.kfintech.com/
Company Information
Kosamattam Finance Ltd.
Kosamattam City Centre,
Floor Number 4th & 5th,
T.B Road,
Kottayam, Kerala, 686001
Phone: 91 481 258 6400
Email: [email protected]
Website: https://www.kosamattam.com/
