ICL Fincorp About us
ICL Fincorp Limited is one of the premier companies, known for giving loans in terms of gold. The company provides gold loans to the public; in fact the company operates in the states of Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, and Maharashtra. Not only gold loans, but the company also provides Property loans, Business loans, and Personal loans.
The outstanding Gold Loan Assets Under Management, calculated before accounting for impairment reserves and excluding off-balance sheet assets, stood at ₹56,59,618.50 thousand for the nine months ended December 31, 2024. Moreover, for the financial years 2024, 2023, and 2022, the Gold Loan AUM was ₹46,58,528.32 thousand, ₹39,29,396.08 thousand, and ₹33,56,288.00 thousand, respectively.
ICL Fincorp NCD November 2025 Details
| NCD Issue Open | November 17, 2025 |
| NCD Issue Close | November 28, 2025 |
| NCD Issue Size | Base: 50 Cr. | Shelf: [.] Cr. |
| Price Band | ₹1000 per NCD |
| Interest Rate | Up to 12.62% ** (Annually) |
| Minimum Investment | 10 Bonds (₹10,000) |
| Listing on | BSE Platform |
| Credit Rating | Crisil BBB-/Stable by Crisil Ratings Limited |
| Tenor | 13, 24, 36, 60, and 70 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document | Click Here |
| RHP Document | Click Here |
ICL Fincorp NCD November 2025 Promoters
- Kuzhuppilly Govinda Menon, Anilkumar, and Umadevi Anilkumar are the company’s promoters.
How to Apply ICL Fincorp NCD November 2025 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
ICL Fincorp NCD Review
- May Apply
ICL Fincorp NCD November 2025 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 13 Month | Monthly | 10.50% | 11.02% |
| 2 | 24 Month | Monthly | 11.00% | 11.57% |
| 3 | 36 Month | Monthly | 11.50% | 12.13% |
| 4 | 60 Month | Monthly | 12.00% | 12.68% |
| 5 | 13 Month | Cumu. | NA | 11.00% |
| 6 | 24 Month | Cumu. | NA | 11.50% |
| 7 | 36 Month | Cumu. | NA | 12.00% |
| 8 | 24 Month | Annual | 11.25% | 11.25% |
| 9 | 36 Month | Annual | 11.75% | 11.75% |
| 10 | 70 Month | Cumu. | NA | 12.62% |
ICL Fincorp NCD Allocation Ratio
| Category | Allocation |
| Institutional | 5.00% |
| Non-Institutional | 1.00% |
| HNI | 30% |
| Retail | 64% |
ICL Fincorp NCD November 2025 Lead Manager
- Vivro Financial Services Pvt.Ltd.
ICL Fincorp NCD November 2025 Allotment Status
- ICL Fincorp NCD issue allotment available on Cameo.
ICL Fincorp NCD November 2025 Registrar
Cameo Corporate Services Ltd.
Cameo Corporate Services Ltd.,
Subramanian Building # 1, Club House Road,
Chennai 600 002 – India
Phone: +91-44-28460390
Email:
Website: https://ipo.cameoindia.com/
Company Information
ICL Fincorp Ltd.
Plot No: C308,
Door No: 66/40,
4th Avenue, Ashok Nagar
Chennai, Tamil Nadu, 600083
Phone: +91 4442082381
Email: [email protected]
Website: https://www.iclfincorp.com/
