ICL Fincorp Business Overview
ICL Fincorp Limited is a Non-Banking Finance Company (NBFC) that works in the gold loan sector. The company offers gold loans to middle-class individuals with a focus on seamless and customer-friendly financial services. The firm offers loans in pledge of household gold jewellery. Their loan products can be acquired with different interest rates, loan amounts, and time periods to meet the various financial needs.
With 300 branches operating in Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, and Maharashtra. Along with gold loans, it also offers Property loans, Business loans, and Personal loans. Moreover, ICL Fincorp also provides short-term loan schemes for customers who need quick money and can repay it in a short period of time.Ā
ICL Fincorp NCD April 2026 Details
| NCD Issue Open | April 10, 2026 |
| NCD Issue Close | April 24, 2026 |
| Issue Size (Base) | ā¹50.00 Crores |
| Overall Issue Size | ā¹100.00 Crores |
| Price Band | ā¹1000 per NCD |
| Interest Rate | Up to 12.25% ** (Annually) |
| Minimum Investment | 10 Bonds (ā¹10,000) |
| Listing on | BSE Platform |
| Tenor | 13, 24, 36, 60, and 72 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
NCD Rating
| Rating Agency | NCD Rating |
| AcuitƩ Ratings & Research Limited | BBB- /Stable |
ICL Fincorp NCD April 2026 Promoters
- The promoters of the company are Kuzhuppilly Govinda Menon Anilkumar, and Umadevi Anilkumar.
How to Apply ICL Fincorp NCD April 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
ICL Fincorp NCD Review
- May Apply
ICL Fincorp NCD April 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 36 Months | Cumulative | NA | 11.50% |
| 2 | 24 Months | Monthly | 10.50% | 11.02% |
| 3 | 36 Months | Monthly | 11.00% | 11.57% |
| 4 | 60 Months | Monthly | 11.50% | 12.13% |
| 5 | 13 Months | Cumulative | NA | 10.50% |
| 6 | 24 Months | Cumulative | NA | 11.00% |
| 7 | 36 Months | Cumulative | NA | 11.50% |
| 8 | 24 Months | Annual | 10.75% | 10.75% |
| 9 | 36 Months | Annual | 11.25% | 11.25% |
| 10 | 72 Months | Cumulative | NA | 12.25% |
ICL Fincorp NCD Allocation Ratio
| Category | Allocation |
| Institutional | 5% |
| Non-Institutional | 1% |
| HNI | 30% |
| Retail | 64% |
ICL Fincorp NCD April 2026 Lead Manager
- Vivro Financial Services Pvt.Ltd.
ICL Fincorp NCD April 2026 Allotment Status
- ICL Fincorp NCD issue allotment is available on Cameo.
ICL Fincorp NCD April 2026 Registrar
Cameo Corporate Services Ltd.
Phone: +91-44-28460390
Email: ipo@cameoindia.com
Website: https://ipo.cameoindia.com/
Company Information
ICL Fincorp Ltd.
Plot No: C308,
Door No: 66/40,
4th Avenue, Ashok Nagar
Chennai, Tamil Nadu, 600083
Phone: +91 4442082381
Email: info@iclfincorp.com
Website: https://www.iclfincorp.com/
One Response
It will be very useful if 3 years financials of the company also provided here. That will help to understand the strenght of the company.