IBL Finance Business Overview
Founded in August 2017, IBL Finance is a Non-Banking Financial Company (NBFC) that offers a wide range of digital lending solutions to retail customers. The firm uses technology and a digital platform to offer and manage the entire loan process digitally, which includes Digital customer onboarding, credit evaluation, Loan servicing, portfolio monitoring, Responsible lending, Prudent risk management, and operational efficiency.
IBL Finance focuses on providing personal loans to self-employed individuals, salaried professionals, and small business entrepreneurs. Initially, the firm started its business by lending solutions directly to customers and now also lends directly to financial institutions. Its equity shares were listed on the NSE Emerge platform in January 2024.
IBL Finance NCD October 2026 Details
| NCD Issue Open | October 12, 2026 |
| NCD Issue Close | October 22, 2026 |
| Issue Size (Base) | ₹25 Crores |
| Overall Issue Size | ₹50 Crores |
| Price Band | ₹1000 per NCD |
| Interest Rate | Up to 11.25% ** (Annually) |
| Minimum Investment | 10 Bonds (₹10,000) |
| Listing on | BSE Platform |
| Tenor | 14, 24, 36 and 60 Months |
| Basis of Allotment | First Come First Serve Basis |
| DRHP Document |  |
| RHP Document | |
NCD Rating
| Rating Agency | NCD Rating |
| Acuité Ratings & Research Limited | BBB-/Stable |
IBL Finance NCD Promoters
- The promoters of the company are Mr. Manish Mansukhbhai Patel,Mr. Piyush Mansukhbhai Patel,Mr. Mansukhbhai Kunvarjibhai Patel, M/s Manish M Patel HUF,M/s Mansukhbhai K Patel HUF.
How to Apply IBL Finance NCD October 2026 Issue?
You can apply from your existing Demat account online and offline. You can apply by downloading the form from the official website and filling up all the details with the cheque for the said amount. You can submit it to the collection centers.
IBL Finance NCD October 2026 Tenure & Interest Rates
| Opt | Tenure | Payment | Coupon | Eff. Yield |
| 1 | 13 Months | Monthly | 10.00% | 10.48% |
| 2 | 24 Months | Monthly | 10.50% | 11.01% |
| 3 | 24 Months | Annual | 10.75% | 10.75% |
| 4 | 36 Months | Monthly | 11.00% | 11.56% |
| 5 | 36 Months | Annual | 11.25% | 11.25% |
| 6 | 60 Months | Monthly | 11.50% | 12.12% |
IBL Finance NCD Allocation Ratio
| Category | Allocation |
| Institutional | -% |
| Non-Institutional | -% |
| HNI | -% |
| Retail | -% |
IBL Finance NCD Lead Manager
- Comfort Securities Ltd.
IBL Finance NCD Allotment Status
- IBL Finance NCD issue allotment available on Kfin Technologies Ltd.
IBL Finance NCD Registrar
Kfin Technologies Ltd.
Phone: 040-79615565
Email: [email protected]
Website: https://ipostatus.kfintech.com/
Company Information
IBL Finance Ltd.
Shop-151, Silver Stone Arcade
Near Kantheriya Hanuman Temple, OP-34/ABCD
FP-50, Singanpore, Causeway Road, Katargam
Surat, Gujarat, 395004
Phone: 9328116900
Email: [email protected]
Website: https://iblfinance.in/
