What is the GMP of Aye Finance IPO today?

The Grey Market Premium (GMP) for Aye Finance IPO is currently ₹0. With an upper price band of ₹129, the estimated listing price is ₹129 per share, reflecting an expected listing gain of ~0%. Grey market premiums can fluctuate based on market sentiment and subscription demand.

What is the price band and lot size for Aye Finance IPO?

The price band for Aye Finance IPO is ₹122 to ₹129 per equity share. The minimum lot size is 116 shares, which requires a minimum retail application investment of ₹14,964.

What are the important dates for Aye Finance IPO?

Aye Finance IPO opens for subscription on 2026-02-09T00:00:00 and closes on 2026-02-11T00:00:00. The basis of allotment is scheduled for 2026-02-12T00:00:00, and shares are expected to list on 2026-02-16T00:00:00 on BSE, NSE.

How can I check the allotment status for Aye Finance IPO?

You can check Aye Finance IPO allotment status on the registrar's official portal (KFin Technologies Limited) or through the official BSE and NSE IPO allotment status pages using your PAN number or Application number.

How to apply for Aye Finance IPO?

Investors can apply for Aye Finance IPO online through ASBA (Application Supported by Blocked Amount) via their internet banking account, or via UPI using authorized stockbroking platforms like Zerodha, Groww, Angel One, and Upstox.

When does the Aye Finance IPO open and close?

The IPO opens on 9 Feb 2026, and closes on 11 Feb 2026.

What is Aye Finance IPO price band?

The issue price band is ₹122.00 to ₹129.00 per equity share.

What is the Aye Finance IPO lot size?

The minimum lot size is 116 shares per application.

What is the Aye Finance IPO allotment date?

The allotment is scheduled on 12 Feb 2026.

Aye Finance IPO Details - Dates, Price Band, Issue Size

All IPOs

Issue Size

1010.00 Cr

Price Band

₹122.00 - ₹129.00

Lot Size

116 Shares

Min Investment

₹14,964

GMP

₹0

Subscription

1.02x

₹1,025.74 Cr

09 Feb 2026

IPO Opens

COMPLETED

11 Feb 2026

IPO Closes

COMPLETED

12 Feb 2026

Basis of Allotment

COMPLETED

13 Feb 2026

Refunds

COMPLETED

13 Feb 2026

Demat Credit

COMPLETED

16 Feb 2026

Listing

COMPLETED

IPO Timeline

IPO OpensDONE

09 Feb 2026

IPO ClosesDONE

11 Feb 2026

Basis of AllotmentDONE

12 Feb 2026

RefundsDONE

13 Feb 2026

Demat CreditDONE

13 Feb 2026

ListingDONE

16 Feb 2026

About Aye Finance IPO

Aye Finance IPO open date is February 9, 2026 and the IPO will close on February 11, 2026. Aye Finance IPO is a Book build Issue. The company to raise around ₹1,010 crores via IPO that comprises fresh issue of ₹710 crores and offer for sale up to 2,32,55,813 equity shares with face value of ₹2 each.

Aye Finance IPO price band is ₹122 to ₹129 per share. The retail quota is 10%, QIB is 75%, and HNI is 15%. Aye Finance IPO to list on BSE NSE on February 16, 2026. The allotment of Aye Finance IPO date is February 12, 2026.

The company reported revenue of ₹1,504.99 crores in 2025 against ₹1,071.75 crores in 2024. The company reported profit of ₹175.25 crores in 2025 against profit of ₹171.68 crores in 2024. As per the financials the IPO investors should apply the IPO for a long term.

IPO Details

Aye Finance IPO Details and Specifications
IPO Date	09 Feb 2026 to 11 Feb 2026
Face Value	₹2 Per Share
Price Band	₹122.00 - ₹129.00
Lot Size	116 Shares
Total Issue Size	Approx 1010.00 Cr 7,82,94,571 Equity Shares
Fresh Issue	Approx 710.00 Cr 5,50,38,756 Equity Shares
Offer for Sale	Approx 300.00 Cr 2,32,55,812 Equity Shares
Retail Portion	10%
Sale Type	Offer for sale
Issue Type	Bookbuilding IPO
Listing Date	16 Feb 2026
Listing At	BSE & NSE
Total Subscription Amount	₹1,025.74 Cr

Issue Reservation

Investor Category	Shares Offered	% Net Issue
QIB	5,87,20,930	75.00%
- Anchor	3,52,32,558	45.00%
- QIB (Ex. Anchor)	2,34,88,372	30.00%
NII	1,17,44,185	15.00%
- bNII > ₹10L	78,29,457	10.00%
- sNII < ₹10L	39,14,728	5.00%
Retail	78,29,456	10.00%
Total	7,82,94,571	100.00%

IPO Lot Size

Application	Lots	Shares	Amount
Individual investors (Retail) (Min)	1	116	₹14,964
Individual investors (Retail) (Max)	13	1,508	₹1,94,532
S-HNI (Min)	14	1,624	₹2,09,496
S-HNI (Max)	66	7,656	₹9,87,624
B-HNI (Min)	67	7,772	₹10,02,588

About Company

Aye Finance started its journey in 1993 and has been involved in the business of offering secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, and secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.

Furthermore, the company is ready to provide a business loan so the business can grow, and as collateral assets or property of the business.

It provides loans to businesses like manufacturing, trading, services, and agriculture-related businesses. The company helps 586,825 active customers in 18 states and 3 union territories and manages a lot of money for them. Aye finance provide loans, including mortgage loans, secured hypothecation loans, and unsecured hypothecation loans.

Contact Details

Aye Finance Ltd.

M-5, Magnum House-I,

Community Centre,

Karampura

New Delhi, New Delhi, 110015

+91 124 484 4000

secretarial@ayefin.com

Visit Website

Registrar

KFin Technologies Limited

04067162222

ayefinance.ipo@kfintech.com

Lead Managers

Axis Capital Ltd

IIFL Capital Services Ltd

JM Financial Ltd

Nuvama Wealth Management Ltd

Day-wise GMP Trend

Date & Time	GMP (₹)	Est. Listing Price	Est. Gain (%)	Est. Profit / Lot (₹)
16-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
14-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
13-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
12-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
11-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
10-Feb-2026 10:00 AM	+₹0	₹129	+0.00%	₹0
09-Feb-2026 12:59 PM	+₹0	₹129	+0.00%	₹0
07-Feb-2026 11:59 PM	+₹1	₹130	+0.78%	₹116
06-Feb-2026 12:59 PM	+₹1	₹130	+0.78%	₹116
05-Feb-2026 12:59 PM	+₹3	₹132	+2.33%	₹348
04-Feb-2026 12:59 PM	+₹7	₹136	+5.43%	₹812

Subscription Status

Category	Subscription (x)	Shares Offered	Shares bid for	Total Amount (₹ Cr)
Anchor	1.01x	3,52,32,558	3,56,98,420	₹460.51 Cr
QIB (Ex. Anchor)	1.59x	2,34,88,372	3,72,37,972	₹480.37 Cr
NII	0.05x	1,17,44,185	5,70,836	₹7.36 Cr
bNII > ₹10L	0.02x	78,29,457	1,52,772	₹1.97 Cr
sNII < ₹10L	0.11x	39,14,728	4,18,064	₹5.39 Cr
Retail	0.77x	78,29,456	60,07,756	₹77.50 Cr
Total	1.02x	7,82,94,571	7,95,14,984	₹1,025.74 Cr

Objects of the Issue

01 Augmenting capital base to meet Company’s future capital requirements arising out of growth of business and assets : 672.24 Cr
02 Issue Expenses : 53.73 Cr

Company Financials

Period Ended	30 SEPT 2025	31 MAR 2025	31 MAR 2024
Total Income	863.02	1504.99	1071.75
Profit After Tax	64.60	175.25	171.68
NET Worth	1727.37	1658.87	1232.65
Reserves and Surplus	1689.58	1621.08	1192.72
Total Borrowing	5218.50	4526.33	3498.99

Amount in ₹ Crore

IPO Valuation - KPI

KPI	31 Mar 2025
Debt/Equity Ratio	2.73
Return on Net Worth (RoNW)	12.12%
Net Asset Value (NAV)	₹90.00
Earning Per Share (EPS)	₹9.51

Peer Comparison

Company Name	EPS (₹)	P/E (x)	NAV (₹)	RoNW (%)	Income (₹ Cr)
Five-Star Business Finance Limited	36.61	12.07	215.22	18.65	2,847.84
SBFC Finance Limited	3.21	27.32	29.61	11.57	1,306.16

IPO Anchor Investors

Anchor Investors Letter (PDF)

Promoters and Holding Pattern

No Identifiable Promoter is the company's promoter of Aye Finance.

Particular	Pre IPO	Post IPO
Promoter and Promoter Group	—	—
Others*	100.00%	100.00%

Strengths

Aye Finance is one of the leading lenders of secured and unsecured small business loans to micro-scale MSMEs.
Over the 3 years, the company showed a stable financial growth, with consistent revenue of ₹1,504.99 crore as of FY25.
With a strong track record of more than 10 years, the firm manages a loan book of around ₹6,000 crore.
Over the last 3 years, the company has achieved a CAGR of 40%, building a strong reputation, especially in MSME lending.

Risks

The company’s Gross NPA ratio has increased by 4.85% as of September 2025. If unable to control the level of Gross NPA can affect the company’s financial health.
The firm offers about 35% of high unsecured loans (loans without taking any assest as security) to micro enterprises customers. If the borrower does not pay on time, or does not pay at all can adversely impact the business.
In FY25, the company experienced a negative cash flow of ₹812 crore from operations.
Aye Finance IPO retail quota is just 10%, which reduces the chance of getting allotment for retail investors.

Frequently Asked Questions (FAQ)

Comments0

Join the discussion

Please sign in to leave a comment or reply.

Sorted by

Loading IPO Details...

About Aye Finance IPO

IPO Details

Aye Finance IPO Details and Specifications
IPO Date	09 Feb 2026 to 11 Feb 2026
Face Value	₹2 Per Share
Price Band	₹122.00 - ₹129.00
Lot Size	116 Shares
Total Issue Size	Approx 1010.00 Cr 7,82,94,571 Equity Shares
Fresh Issue	Approx 710.00 Cr 5,50,38,756 Equity Shares
Offer for Sale	Approx 300.00 Cr 2,32,55,812 Equity Shares
Retail Portion	10%
Sale Type	Offer for sale
Issue Type	Bookbuilding IPO
Listing Date	16 Feb 2026
Listing At	BSE & NSE
Total Subscription Amount	₹1,025.74 Cr

Investor Category

Shares Offered

% Net Issue

QIB

5,87,20,930

75.00%

- Anchor

3,52,32,558

45.00%

- QIB (Ex. Anchor)

2,34,88,372

30.00%

NII

1,17,44,185

15.00%

- bNII > ₹10L

78,29,457

10.00%

- sNII < ₹10L

39,14,728

5.00%

Retail

78,29,456

10.00%

Total

7,82,94,571

100.00%

Application

Lots

Amount

Individual investors (Retail) (Min)

116

₹14,964

Individual investors (Retail) (Max)

1,508

₹1,94,532

S-HNI (Min)

1,624

₹2,09,496

S-HNI (Max)

7,656

₹9,87,624

B-HNI (Min)

7,772

₹10,02,588

About Company

Furthermore, the company is ready to provide a business loan so the business can grow, and as collateral assets or property of the business.

Contact Details

Aye Finance Ltd.

M-5, Magnum House-I,

Community Centre,

Karampura

New Delhi, New Delhi, 110015

+91 124 484 4000

secretarial@ayefin.com

Visit Website

Date & Time

GMP (₹)

Est. Listing Price

Est. Gain (%)

Est. Profit / Lot (₹)

16-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

14-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

13-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

12-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

11-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

10-Feb-2026 10:00 AM

+₹0

₹129

+0.00%

₹0

09-Feb-2026 12:59 PM

+₹0

₹129

+0.00%

₹0

07-Feb-2026 11:59 PM

+₹1

₹130

+0.78%

₹116

06-Feb-2026 12:59 PM

+₹1

₹130

+0.78%

₹116

05-Feb-2026 12:59 PM

+₹3

₹132

+2.33%

₹348

04-Feb-2026 12:59 PM

+₹7

₹136

+5.43%

₹812

Aye Finance IPO Details

About Aye Finance IPO

IPO Details

Issue Reservation

IPO Lot Size

About Company

Day-wise GMP Trend

Objects of the Issue

Company Financials

IPO Valuation - KPI

Peer Comparison

IPO Anchor Investors

Promoters and Holding Pattern

Strengths

Risks

Frequently Asked Questions (FAQ)

When does the Aye Finance IPO open and close?

What is Aye Finance IPO price band?

What is the Aye Finance IPO lot size?

What is the Aye Finance IPO allotment date?

What is the Aye Finance IPO listing date?

What is the minimum investment required in Aye Finance IPO?

Join the discussion

Aye Finance IPO Details

About Aye Finance IPO

IPO Details

Issue Reservation

IPO Lot Size

About Company

Day-wise GMP Trend

Objects of the Issue

Company Financials

IPO Valuation - KPI

Peer Comparison

IPO Anchor Investors

Promoters and Holding Pattern

Strengths

Risks

Frequently Asked Questions (FAQ)

When does the Aye Finance IPO open and close?

What is Aye Finance IPO price band?

What is the Aye Finance IPO lot size?

What is the Aye Finance IPO allotment date?

What is the Aye Finance IPO listing date?

What is the minimum investment required in Aye Finance IPO?

Join the discussion