Finbud Financial IPO Details
| IPO Open Date | November 6, 2025 |
| IPO Close Date | November 10, 2025 |
| Face Value | ā¹10 Per Equity Share |
| IPO Price Band | ā¹140 to ā¹142 Per Share |
| Issue Size | Approx ā¹71.68 Crores |
| Fresh Issue | Approx ā¹71.68 Crores |
| Issue Type | Book Built Issue |
| IPO Listing | NSE SME |
| DRHP Draft Prospectus |  |
| RHP Draft Prospectus | |
Finbud Financial IPO Review & Key Points
- Review:
Finbud Financial IPO Market Lot
The Finbud Financial IPO minimum market lot is 2,000 shares with ā¹2,84,000 application amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 2 | 2,000 | ā¹2,84,000 |
| Retail Maximum | 2 | 2,000 | ā¹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ā¹4,26,000 |
| S-HNI Maximum | 7 | 7,000 | ā¹9,94,000 |
| B-HNI Minimum | 8 | 8,000 | ā¹11,36,000 |
IPO Reservation
| Investor Category | Share Offered | -% Shares |
| Anchor Investor | 14,37,000 Shares | 28.47% |
| QIB (Ex. Anchor) | 9,58,000 Shares | 18.98% |
| NII Shares Offered | 7,20,000 Shares | 14.26% |
| Retail Shares Offered | 16,80,000 Shares | 33.28% |
Finbud Financial IPO Anchor Investors
| Anchor Bidding Date | November 4, 2025 |
| Anchor Investors List | |
| Shares Offered | 14,37,000 Shares |
| Anchor Size | 20.41 Cr. |
| lock-in period end date 50% shares (30 Days) | December 11, 2025 |
| lock-in period end date 50% shares (90 Days) | February 9, 2026 |
Finbud Financial IPO Dates
The Finbud Financial IPO date is November 6 and the close date is November 10. The Finbud Financial IPO allotment will be finalized on November 11 and the IPO listing on November 13.
| IPO Open Date: | November 6, 2025 |
| IPO Close Date: | November 10, 2025 |
| Basis of Allotment: | November 11, 2025 |
| Refunds: | November 12, 2025 |
| Credit to Demat Account: | November 12, 2025 |
| IPO Listing Date: | November 13, 2025 |
| IPO Bidding Cut-off Time: | November 10, 2025 – 5 PM |
Promoters and Holding Pattern
The promoters of the company are Parth Pande, Vivek Bhatia and Parag Agarwal.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 1,40,01,480 | 64.92% |
| Promoter Holding Post Issue | 1,90,49,480 | 47.71% |
Objects of the Issue & Utilisation of proceeds
| Purpose | Crores |
| Working Capital Requirement | ā¹20.90 |
| Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited | ā¹15 |
| Funding for Business Development and Marketing Activities | ā¹17.75 |
| Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company | ā¹4.03 |
| General Corporate Purpose | ā¹- |
About Finbud Financial IPO
Finbud Financial is a leading loan platform in India that helps people get personal, business, and home loans from banks and NBFCs. The company finds customers through digital marketing and a network of external agents. Once a customer shows interest, Finbud Financial uses its matchmaking system to suggest the best loan options, helps them compare offers from different lenders, and supports them through the entire process from applying to getting the loan amount disbursed.
The company uses a hybrid business model to serve all types of customers, those who prefer traditional methods and those who are comfortable online. Further, with a strong agent network and effective digital marketing, they can easily attract and retain customers. In addition, partnerships with major banks and NBFCs help build a strong position in the market.
Finbud Financial IPO Company Financial Report
Amount ā¹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ā¹135.57 | ā¹133.13 | ā¹1.83 | ā¹27.47 |
| 2024 | ā¹190.28 | ā¹182.25 | ā¹5.66 | ā¹44.97 |
| 2025 | ā¹223.50 | ā¹211.55 | ā¹8.50 | ā¹68.93 |
| July 2025 | ā¹85.82 | ā¹81.10 | ā¹3.33 | ā¹76.12 |
Finbud Financial IPO Valuation – FY2025
Check Finbud Financial IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 23.61% |
| ROCE: | 32.11% |
| EBITDA Margin: | 6.57% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ā¹6.07 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 23.61% |
| Net Asset Value (NAV): | ā¹25.70 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| My Mudra Fincorp Limited | 9.96 | 7.79 | 16.87% | 46.85 | 80.37 Cr. |
| BLS E-Services Limited | 5.79 | 32.99 | 12.18% | 53.1 | 519.35 Cr. |
| PB Fintech Limited | 7.77 | 236.08 | 5.49% | 140.06 | 4,977.21 Cr. |
IPO Lead Managers aka Merchant Bankers
- SKI Capital Services Ltd.
Company Address
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: [email protected]
Website: https://www.financebuddha.com/
IPO Registrar
Skyline Financial Services Pvt.Ltd.
Phone: 02228511022
Email: [email protected]
Website: https://www.skylinerta.com/ipo.php
Finbud Financial IPO FAQs
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Note: The Finbud Financial IPO price band and date are officially announced. The (Finbud Financial IPO grey market premium) will be added to the IPO GMP page as it will start).
